8/15/2023 0 Comments Principal or principle of a loan![]() If you’re able to pay down the principal balance faster, or make additional payments, you may be able to save on interest charges. Your amortization schedule can help you figure out how much interest you’ll be charged over the loan term. Through amortization you make a regular monthly payment that pays down your loan over a designated time period and also includes the interest you are charged. ![]() The lender sets an amortization schedule to show you what your payment amount is monthly so that you pay the loan off within the agreed-upon term. Amortization schedules break down each loan payment and show what portions apply to principal and interest over the loan term. Typically, installment loans follow some type of amortization schedule for payments. They both still have principal and interest, but how you use these accounts, as well as pay them back, differs. Loans are installment accounts and credit cards are revolving accounts. Loans and credit cards are different types of credit. Your credit score and other approval criteria.Type of loan or credit you’re seeking to borrow.Interest can vary based on a variety of factors including: Your lender applies a portion of each loan payment to both the principal balance and the interest charged. Interest is charged on the principal amount when you borrow money from a bank or lender. Loans, however, factor any extra loan fees as well as the interest rate into their APRs so that loan APRs represent the true annual cost of the loan. Revolving credit, like credit cards, may charge different interest rates for different transactions like purchases or cash advances, but in terms of your APR, for credit cards your APR is your interest rate. Your interest rate plus any applicable fees represent your total cost to borrow, which is usually represented as a percentage called an annual percentage rate ( APR). Interest refers to what a lender charges you for borrowing money and is typically a percentage charged on your principal. For example, if you took out a $10,000 loan, the principal would be $10,000. ![]() The principal balance excludes interest - it’s just the exact original amount of your loan. ![]() Principal is the amount of money that you’re taking out in a loan. If you’re repaying a loan balance or outstanding credit card balance, this post explains how interest rates function, so you can focus your repayment efforts and possibly pay less interest. The terms include items such as the annual percentage rate (APR the total cost you are charged for borrowing money), the loan term or amount of time it takes to pay it back, whether you’re charged daily, annual or monthly interest, your monthly payment amount and your loan amount. Several factors can influence the amount of interest you get charged and must pay in addition to your principal balance, such as your credit score and credit history as well as your loan terms. Interest adds extra costs to your original loan amount. Paying interest and principal applies to credit and loan products, such as credit cards, personal loans, auto loans, mortgage loans and student loans. The principal balance is the original amount of money you borrowed, and the loan interest is what the lender charges you for borrowing the money. Although loans may include other fees, with most loans, principal and interest make up the two primary parts that you pay back to your lender. ![]()
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![]() Quitting smoking is often difficult, but a doctor can help create a cessation plan that works for you. If you take part in any habits that might introduce stains to your teeth, you might consider cutting back or cutting them out altogether. Make sure you don’t skip your checkup and professional cleanings with a dentist, usually once every 6months. The bacteria in your mouth feast upon the sugars from drinks and foods that you consume, and that can lead to plaque and tooth decay. ![]()
8/15/2023 0 Comments Change font illustrator![]() ![]() There are three ways to outline fonts and as always, the fastest way is using keyboard shortcuts Command+ Shift+ O. You can change the font from Type > Font from the overhead menu, or open the Character panel Window > Type > Character, and then choose a new font. Whether you need to change a font on your original artwork or replace fonts on an existing file. There are two easy ways to change fonts in Illustrator. How do you modify a font in Adobe Illustrator? To see the synced fonts, click Show Activated Fonts. Find a font in the list and click Activate to sync that Adobe font with your computer. Drag a handle on the bounding box till you get the required size. Use Selection Tool Follow these steps to resize your type area with Selection tool : Resize type area with Selection tool Select the type object. When selecting a font in the Font Family menu, click Find More to see a list of Adobe fonts. Text doesn't fit your area or path You can easily resize your text area. If you want to change the font color of a specific letter, you need to ungroup the text first, and then select the letter to change color. In the Properties panel to the right of the document, change text formatting such as font family and font size. You can simply select and use one of the methods above to change text/object color. When your text is outlined, it becomes an object. How do you change the color of the text in an outline in Illustrator? You’ll find some useful and quick answers to the following questions related to modifying fonts in Adobe Illustrator. Step 1: Use the Selection Tool (keyboard shortcut V) to select the font you want to change. The color palette gives you the freedom to create a new color and the Eyedropper Tool is best when you want the font color to be the same as certain elements in your design.īesides that, you can also change the color of a specific part of the font using either the Eyedropper Tool or the color palette. You can change the font color using the color palette or the Eyedropper Tool. Windows or other versions might look slightly different. ![]() Note: Screenshots are taken on the Illustrator CC Mac version. Focus on the control panel and go to the Font Size input box, select the existing value, and simply type in the desired value. How do you outline font in Illustrator?ģ Ways to Change Font Color in Adobe Illustrator Step 1 Make sure that your text is selected, and let's see the easiest method that you can use to change the font size in Illustrator.How do you modify a font in Adobe Illustrator?.How do you change the color of the text in an outline in Illustrator?.Method 3: Change Color of Specific Text.3 Ways to Change Font Color in Adobe Illustrator. ![]() ![]() When it comes to transferring or backing up data on iPhone, you may firstly think of iTunes or iCloud, which are used to backup iPhone. ![]() The best free software to transfer photos from iPhone to PC Before this, let photo transfer tool do you a favor. iPhone nowadays enables you to take photos in RAW format, the need for editing of photos using a more professional photos editor has also increased. To avoid any data loss, it is recommended to backup data on your iPhone regularly. □ Backup photos to avoid data loss. The data on your iPhone always take risk of losing, especially if you change your mobile phone frequently. The best way to manage and free up storage space without losing data like photos is to transfer them to PC with the help of software. You may find your iPhone storage is almost full after using it for a long time. Then, you may want to find the best free software to transfer photos from iPhone to PC for the following reasons. You may take photos every day, to make a recording of something important to you, to preserve beautiful scenes you have seen, and to witness the happy moments you have experienced. ![]() Why do you need iPhone to PC transfer software? How to transfer photos from iPhone to Windows 11, 10, 8, 7 PC.The best free software to transfer photos from iPhone to PC.Why do you need iPhone to PC transfer software?.Any friends have a free way to do it? Many thanks in advance. Is there a way to transfer photos from my iPhone to PC? Now, I’m planning to change my iPhone. ![]() What is the best way to transfer photos from iPhone to PC? ![]() 8/15/2023 0 Comments Teamviewer open source![]() ![]() Some of the methods LockBit has used to successfully attract affiliates include, but are not limited to: A RaaS cybercrime group maintains the functionality of a particular ransomware variant, sells access to that ransomware variant to individuals or groups of operators (often referred to as “affiliates”), and supports affiliates’ deployment of their ransomware in exchange for upfront payment, subscription fees, a cut of profits, or a combination of upfront payment, subscription fees, and a cut of profits. In 2022, LockBit was the most active global ransomware group and RaaS provider in terms of the number of victims claimed on their data leak site. The LockBit RaaS and its affiliates have negatively impacted organizations, both large and small, across the world. See the MITRE ATT&CK Tactics and Techniques section for tables of LockBit’s activity mapped to MITRE ATT&CK® tactics and techniques. Note: This advisory uses the MITRE ATT&CK for Enterprise framework, version 13.1. Understanding Ransomware Threat Actors: LockBit (PDF, 1.24 MB The authoring organizations encourage the implementation of the recommendations found in this CSA to reduce the likelihood and impact of future ransomware incidents. New Zealand’s Computer Emergency Response Team (CERT NZ) and National Cyber Security Centre (NCSC NZ).Germany’s Federal Office for Information Security (BSI).National Cybersecurity Agency of France (ANSSI).United Kingdom’s National Cyber Security Centre (NCSC-UK).Canadian Centre for Cyber Security (CCCS).Australian Cyber Security Centre (ACSC).The Cybersecurity and Infrastructure Security Agency (CISA), Federal Bureau of Investigation (FBI), the Multi-State Information Sharing and Analysis Center (MS-ISAC), and the following international partners, hereafter referred to as “authoring organizations,” are releasing this Cybersecurity Advisory (CSA) detailing observed activity in LockBit ransomware incidents and providing recommended mitigations to enable network defenders to proactively improve their organization’s defenses against this ransomware operation. This variance in observed ransomware TTPs presents a notable challenge for organizations working to maintain network security and protect against a ransomware threat. Due to the large number of unconnected affiliates in the operation, LockBit ransomware attacks vary significantly in observed tactics, techniques, and procedures (TTPs). LockBit ransomware operation functions as a Ransomware-as-a-Service (RaaS) model where affiliates are recruited to conduct ransomware attacks using LockBit ransomware tools and infrastructure. Since January 2020, affiliates using LockBit have attacked organizations of varying sizes across an array of critical infrastructure sectors, including financial services, food and agriculture, education, energy, government and emergency services, healthcare, manufacturing, and transportation. In 2022, LockBit was the most deployed ransomware variant across the world and continues to be prolific in 2023. ![]() 8/15/2023 0 Comments Dog biscuit recipe grain free![]() If you are having trouble rolling out a sticky dough… And if you don’t have a cookie cutter… cut the dough into small square treats!.Make the biscuits as thick or thin as is best for your dog.Use a larger cookie cutter for bigger dogs.Here is where you can really customize this home-made dog treat recipe for your dog! As there are no raising agents in this dough, the thickness of the biscuits at this stage will be the thickness of the cooked biscuits. Roll the dough out to between ¼″ and ½″ thick. Roll It OutĪlthough this dough is a little sticky, I find it quite easy to roll out with my rolling pin on a silicone mat. And if the dough seems much too sticky to handle, a dash more flour will help to firm it up. OR… a bit more peanut butter or sweet potato. If for any reason the dough seems a little dry to you, just add a splash of water or unsweetened oat milk. I find it easier to mix this dough with my hands as it is a little sticky. Stir to combine using a spoon or your hands. ![]() Now you’re ready to make this home-made dog treat recipe in a flash!Īdd the ground oat flour into the combined sweet potato and peanut butter. Once the potato is cool, remove the skin and freeze the whole sweet potato! When you need one, just take it out of the freezer and defrost it really quickly in the microwave. Or… bake whole sweet potatoes at 425 degrees F for 40-55 minutes until the sweet potato is soft and the skin has pulled away. You could even freeze the mashed sweet potato in silicone muffin liners for easy portions! Then mash it as you would for mashed potatoes. If you are wondering how to cook sweet potato for this recipe, you can peel and boil cubed sweet potato. Stir together the mashed sweet potato and peanut butter. BUT… if your dog isn’t sensitive to wheat then feel free to make this recipe with whole wheat flour and there will be no grinding of oats involved either! Make The Dough I decided to use all oat flour for this recipe as many dogs are sensitive to wheat. Make sure there are no additives that could be harmful to your dog.Īnd if you’re wondering how to make oat flour… don’t stress! Simply grind the regular quick or rolled oats in your pantry into a fine meal and you have oat flour! Likewise, the peanut butter you use should have peanuts as the only ingredient listed. Your can of pumpkin puree should have pumpkin as the only ingredient listed.
8/15/2023 0 Comments Capital one sign in credit card![]() The card is also eligible for Delta’s TakeOff 15 benefit that gives card members 15% of Delta-operated award tickets.įinally, the card earns Medallion Qualifying Miles (MQM) toward Delta elite status after meeting specific spending thresholds. Plus, card members get a round-trip domestic Main Cabin companion certificate every year they renew the card, subject to taxes and fees of no more than $80. Delta frequent flyers will enjoy a free checked bag and Main Cabin 1 boarding on every Delta flight. The Delta Platinum card has a suite of other great benefits too. On the Global Entry and TSA PreCheck side, the card offers up to an $85 statement credit toward TSA PreCheck every 4.5 years or up to a $100 statement toward Global Entry every 4 years. These are our favorite credit cards for Delta flyers Learn more and apply for the United Explorer card. Every four years, you can use the card to pay for the application fee and you’ll automatically receive a statement credit.īesides the Global Entry and PreCheck benefits, you and your travel companion are each permitted one free checked bag per flight when flying United, a generous assortment of travel insurance and protection benefits, the ability to earn and redeem United miles and much more.Īnnual fee: $95, waived for the first year.Ĭurrent welcome offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first three months your account is open. As you might expect, the card earns United MileagePlus miles on every purchase.Īs a United Explorer cardholder, you’ll get reimbursed for either a $100 application fee for Global Entry, an $78 fee for PreCheck (or a $50 fee for NEXUS, which is a program specifically for travelers that cross between the U.S. The United Explorer Card is one of the best options for free Global Entry or PreCheck, even for infrequent United fliers. The United Explorer card includes Global Entry, PreCheck or NEXUS in addition to a heap of other perks. Of the five cards selected, the highest annual fee is $250 per year (with a few honorable mentions that have higher annual fees at the bottom of this article.) When evaluating the best credit cards that cover the cost of Global Entry and TSA PreCheck, the card’s annual fee was a major factor. The best credit cards for Global Entry and TSA PreCheck So if you’re going to go through the hassle of applying, you might as well get the benefits of both programs. This is because you can use Global Entry lanes when returning to the U.S., which is often an automated process with significantly shorter lines than general immigration.Įven better, the credit cards listed below include either a Global Entry or PreCheck reimbursement every four or five years. The Global Entry application process is lengthier, but if you’re planning on any international travel in the coming years, it’s likely a better option. However, it’s important to note that Global Entry membership automatically includes TSA PreCheck benefits since both programs give you a Known Traveler Number (KTN). Getty Imagesįor travelers that mostly stay within the U.S., on the surface, TSA PreCheck may make the most logical sense. īoth Global Entry and TSA PreCheck can make your travel experience more seamless. Related: 11 parent-tested tips that make traveling with kids easier. Global Entry Cost: The Global Entry application process includes a $100 non-refundable fee (whether you’re approved or not) and is also valid for five years. TSA PreCheck Cost: The application process costs $78, and your TSA PreCheck enrollment status remains valid for five years. Global Entry is also administered by the federal government, but it’s designed to help travelers expedite customs procedures when returning to the U.S. airports (and even a few abroad for Global Entry).īoth programs provide PreCheck expedited security screening with the ability to keep your shoes on and laptop packed during the screening process, as well as access to dedicated security lines. ![]() The biggest perk is saving time, with expedited security and - in the case of Global Entry - customs lines at dozens of U.S. Department of Homeland Security, meaning only travelers who are pre-screened can partake in the benefits. Getty Imagesīoth Global Entry and PreCheck are “Trusted Traveler Programs” created by the U.S. Having access to the TSA PreCheck line can make your airport security experience quicker and less stressful. Your CNN account Log in to your CNN account ![]() 8/15/2023 0 Comments Modded terraria inventory editor![]() Players will need to dig to find the opening to enter the Dungeon itself. Near the Crimson biome (to the East from spawn) there is also a Dungeon that is buried underneath the ground, with the entrance firmly beneath the overworld. Usually, the game only generates one of these particular places at a time, so finding both packed into one small map is ideal for players that are looking to get their hands on everything they possibly can. Not only is this world packed with a lot of useful biomes pretty close to spawn, it also features both a Crimson biome and a Corruption biome. This is definitely one of the weirdest seed generations that players have come across. Some Strange Generations (Seed: 5162020 | Size: Small | Type: Classic | Evil: Corruption).By digging straight down from spawn and looking to the left in a pool of water (as soon as a "cave opens up" from digging downward) players can snag the blade. This seed will allow players to snag an Enchanted Sword almost instantly. ![]() The Fastest Enchanted Sword (Seed: 1841878846 | Size: Small | Type: Classic | Evil: Corruption).This particular seed has seen the Big Tree burst its roots through the dungeon, allowing players access to it before having to deal with Skeletron. An Early Walk In The Dungeon (Seed: 100865193).Here's a look at some seeds from Terraria 1.4 that feature some unique issues, events, or designs: There are a lot of random seeds that players have stumbled across that include some helpful, harmful, or downright odd generations. They are located in a chest at 3946' West, 126' Surface. Water Walking Boots Seed (Seed: 23093324 | Size: Small | Type: Classic | Evil: Crimson)įans that want to walk on water or are looking to craft a pair of Lava Waders can find Water Walking Boots in this good Terraria 1.4 seed.This best Terraria 1.4 seed will help players that want an improved double jump, as a Sandstorm in a Bottle can be found in the pyramid that is buried in the Desert directly to the west of the spawn point. Pyramid and Sandstorm in a Bottle Seed (Seed: 1211831599 | Size: Medium | Type: Master | Evil: Corruption).Two powerful accessories can be found in this good Terraria 1.4 seed, and players should navigate to 7841' West, 2148' Caverns for the Lava Charm and to 3600' West, 256' Underground for the Ice Skates. Lava Charm and Ice Skates Seed (Seed: 970756484 | Size: Large | Type: Journey | Evil: Crimson).This seed also houses a Starfury, which fans can grab by using the Gravitation Potion at 2999' East, 266' Underground to reach 2050' East, 468' Space. ![]() Players that are trying to craft Zenith can use this best Terraria 1.4 seed to pickup an Enchanted Sword at 3459' West, 10' Surface.
8/14/2023 0 Comments Read receipts iphone 6![]() ![]() That you’re being ignored is not a fun thing to figure out. Whereas “delivered” leaves us in the dark, “read” offers clarity. In this example-and the two others I cited-people having read receipts on would have provided the comfort of certainty we as humans are apt to seek. He had read my text, and he wasn’t going to reply-either that, or something much worse had happened. But my comfort was short-lived that first hour only delayed the inevitable realization that something hadn’t come up. When my then-boyfriend didn't text me back, I spent an hour thinking the best: Something's come up, and he hasn't read my text yet. With “delivered,” we can imagine myriad obstacles that are preventing our well-intentioned loved ones from responding to us: They’ve lost service, their phones have died, they’re shopping for groceries-or otherwise occupied. Oh yeah, and he’d love to hang out.Ī popular argument among read receipt critics is that read receipts rob people of the ability to comfort themselves with best case scenarios. (For the record, she didn’t send any of them.) The next morning, he replied telling her his phone had died so he hadn’t seen her initial message. “When he didn’t reply, I drafted 13 different versions of texts telling him to go f*ck himself,” she says. Last weekend, a different friend of mine texted her partner to see if he wanted to hang out this weekend. There she was, thinking he’d read it, when the truth was the message hadn’t made it to his phone at all. Her international plan was being wonky, and the text never went through. “When he didn’t text me back, I was convinced that the sudden distance had changed his mind about us,” she says. ![]() In October, my roommate sent her boyfriend a text message while she was vacationing in Europe. Or whatever they call girlfriends whose boyfriends die. What if he's dead right now? What if that's why he's not responding to me? Are you f*cking kidding me? This motherf*cker isn't even gonna respond? He probably hasn't even read my text yet. Here's a quick timeline of what went through my brain during those 18 or so hours: I didn't hear from him again until the following afternoon. on a Saturday, and he went straight-up radio silent. ![]() After we shot a few angry messages back and forth, he stopped responding to me. Last March, I got into a text-centric argument with my then- boyfriend. Living in a state of abject uncertainty is way worse. Seeing that someone ignored your text sucks. ![]() 8/14/2023 0 Comments Drone x pro sport reviews![]() ![]() Perfect For Everyone: Whether you are an adult or kid, Anyone who wants to fly & touch the sky can fly this drone.Its lightweight makes the drone portable. Easy To Carry: Take the drone anywhere at any time without facing any problem.High-Quality Camera: Its HD 1080P Camera & improved optical zoom ratio will help you to capture your memories in EXTRA HD than others.Improved Flight Duration: It's rechargeable battery & lightweight provides the drone ability to increase its flight duration.Longer Working Life: We ensure the quality of our drone is top-notch which contributes to its longer working life.More Controllable ( Ascend, Descend, Forward, Backward, Left Sideward Fly, Right Sideward Fly, and Rolling 360°).Improved Video & Images Quality (Enjoy EXTRA HD Images ).Improved Optical Zoom Ratio ( Fixed Focus For EXTRA Clarity ).Improved Flight Duration ( 30+ Minutes ).Improved Wide Angle HD 1080P Camera, WIFI, FPV & GPS.High-Quality Material Provides The Drone Longer Working Life.What's New In Our #2022 Improved Version of Drone X Pro? This is why our Upgraded Drone X Pro is getting popular everywhere in the USA! This is the main difference between our Drone X Pro vs the others. With the introduction of our #2022 Drone X Pro, the monopoly in the market has ended. There are many companies that are selling their Drone X Pro in the market, but 90% of them are made of cheap materials that will last only for about 2-3 weeks and their price is even higher. WHAT'S THE DIFFERENCE IN OUR #2022 Drone X Pro? Whether you are an adult or kid, Anyone who wants to fly & touch the sky can fly this drone. Now you don't have to spend EXTRA money on expensive drones if you can get all the benefits of those drones with our DRONE X PRO. Learn about the latest gadgets and consumer tech products for entertainment, gaming. The Mini 2 flies around in a prescribed pattern before returning to its starting point like a faithful dog.Professional drones are expensive, right? But what if we say that you can fly high & touch the sky but in an affordable way!! Find the latest technology news and expert tech product reviews. Once the mode is selected you just need to set the subject of the film with a tap on the smartphone screen, or drag a box around it, and then tap ‘Start’. These set up the drone to fly and film automatically to create smooth video without the need to move the sticks. If you’re an experienced pilot it’s easy to dismiss the Mini 2’s Quick Shot modes, Dronie, Helix, Rocket, Circle and Boomerang, but they’re very good. microSD Card – There’s no memory on-board the Mini 2 but there’s a slot to accept a UHS-I microSD card.Camera – The gimbal at the front of the drone holds the camera, which has a cover for protection during transportation.Propellers – The four propellers come in two halves and are user-replaceable. ![]()
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